Guide to moving abroad

guide to moving abroad

Brits selling up and moving aboard is on the increase!

If you’re planning on moving abroad, read our helpful guide first.

According to a recent report by the Telegraph 323,000 brits took the plunge and emigrated overseas from the UK last year. If you’re considering buying a property abroad, there’s many things you need to consider before making the decision to move.
We’ve created this handy moving abroad checklist to ensure your move abroad goes smoothly.

Do your homework!

Starting a new life in a foreign country can be daunting. That’s why it’s vital you do your homework before you rush to buy a new home. Take your time and make informed choices. If you have a preferred area in mind, thoroughly research before you consider buying a property. It’s always advisable to rent a property first to make sure the community matches your expectations.

Sell or rent your existing property in the UK?

If you’re planning on moving abroad from UK, you may have to sell your existing property in the UK to free up some funds for your onward overseas home purchase?

Getting your home on and off the market in a time-frame that works with your onward plans can be a difficult part of emigrating. Many people struggle to get their house sold in a reasonable amount of time even if they don’t have the added considerations involved with moving to a different country.

The good news is there are options out there such as Quick Move Now, the UK’s largest and original cash home buyer, who will buy your property directly for cash and in a timescales dictated by you to fit in with your onward plans.

If you’re one of the lucky ones that doesn’t need to free up funds to enable their move, you may choose to rent out your UK property.

Naturally, this will include a lot of administration and choices for how to manage your property. Finding tenants, collecting rent, and making improvements and repairs can be difficult to arrange when you living abroad. To help you manage renting out your property, you can use a lettings agent. The catch with using an agent is that they take a percentage of the rental income, as well as the fact that you’ll have to make tax considerations.

If you are keeping property in the UK, it’s important to understand that any future sales as an expat may still incur Capital Gains Tax as the rules for expats are about to change. You may wish to reconsider your options if you are about to move, but before you do ensure you know about Capital Gains Tax rule changes.

Buying a property abroad

If you’re considering buying a property overseas you’ll need to bear in mind that the legal system and steps to follow may be very different from those you have experienced in the UK. If you have found a suitable property and you’d like to move forward with the property purchase, it’s vital you get some independent legal advice. It’s advisable to appoint an independent English speaking lawyer who is licensed to practice and is experienced in property sales.

Consider your finances

Regardless if you’re retired or moving abroad to work, it’s important that you consider not only your immediate finances but also your long term situation. Research how the exchange rates and inflation will affect your income if you’re planning on working or your pensions and/or benefits if you are retired.

Plan your medical and healthcare

In the UK, we are lucky to have NHS doctors and hospitals, but other countries healthcare systems work in different ways. Again do your research to ensure you are eligible for medical and/or social security. It’s advisable to take out health insurance until you are fully registered under the local state system. The NHS offer lots of independent advise on this subject >>

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