Mortgage Lending Still Down
Mortgage lending continued to fall in January, with just 23,400 mortgages completed for all house buyers, with only 8,900 for first time buyers.These figures aer down 28% on December and 52% on the previous January. With the restriction of credit, first time buyers are increasingly having to find larger deposits with the average now being 24% of the purchase price. House movers are also putting down larger deposits, averaging 35%, the highest level since 1984.
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